This is a really interesting way of looking at things because not all of us have money but we can all take risks.

That being said, the younger you are, the more risks you can take. And that’s exactly why the best time to start any kind of an entrepreneurial endeavor is today. Because we aren’t getting any younger.

This is also why college students ought to be thinking really big while they’re still in college rather than just navigating the requirements for their degree.

What a properly balanced stock portfolio looks like depends on your age. If you are young, you should have way more stocks than bonds because you have such a long road ahead to be able to ride out inevitable dips in the market. People closer to retirement are much more risk averse and have portfolios that are much more heavily populated with bonds which are safer but offer far less return.

Being in college and “only” taking your required classes to get your degree in four years is the equivalent of having lots of safe bonds in your portfolio. But it is exactly the time to be taking risks.

That risk can be financial. It can be pursuing a project that probably won’t “catch on” but if it does it will be remarkable and get people talking about you. It can look a lot of different ways.

Bottom line is that the younger you are, the more risks you should be taking. Because as James Altucher says in this week’s tweet, risks are the currency of life and will pay off in the end if you are brave enough to take them.